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Vantage CounselingPaul Garn, LCPC • Meridian, ID
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Insurance & Fees

Transparent pricing and a wide range of accepted insurance plans — because your mental health care should be accessible.

Insurance Plans Accepted

Vantage Counseling accepts a wide range of insurance plans to make mental health care accessible.

Blue Cross
Humana
Mountain Health Co-Op
PacificSource
Regence Blue Shield
SelectHealth
St. Luke's Health Plan
Aetna

Not sure if your plan is covered? We recommend calling the member services number on the back of your insurance card to verify your mental health benefits before your first appointment.

Questions? Call us at 208.837.1553 or email pgvantagecounseling@gmail.com

Session Fees

Transparent pricing — no surprises. Fees may vary; contact us for current rates.

Service
Fee
Notes
Free Consultation
$0
No obligation — let's see if we're a good fit.
New Client Intake
$200
Comprehensive first session to understand your needs and goals.
60-Minute Follow-Up
$125 – $185
Standard individual therapy session.
45-Minute Follow-Up
$100 – $150
Shorter follow-up session.
Couples Counseling
$125 – $185
Joint session for couples.

Fees are subject to change. Contact us for your current rate schedule.

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What If I Don't Have Insurance?

Vantage Counseling welcomes self-pay clients. If you are paying out-of-pocket, you will pay the standard session fee at the time of service. We believe in making mental health care as accessible as possible — if you have questions about fees, please reach out to discuss your options.

Remember: your free initial consultation is always $0 — no insurance needed, no commitment required.

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Your Right to a Good Faith Estimate

No Surprises Act — Federal Requirement

Under Section 2799B-6 of the Public Health Service Act, you have the right to receive a Good Faith Estimate explaining how much your medical care will cost before you receive services.

Under the law, healthcare providers need to give patients who don't have insurance or who are not using insurance an estimate of the expected charges for medical services, including psychotherapy services.

  • You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency healthcare services, including psychotherapy services.
  • You can ask your healthcare provider for a Good Faith Estimate before you schedule a service.
  • If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.
  • Make sure to save a copy or picture of your Good Faith Estimate.

For questions or more information about your right to a Good Faith Estimate, visit cms.gov/nosurprises or call the Centers for Medicare & Medicaid Services at 1-800-985-3059.

Vantage Counseling's Commitment: We are committed to transparent, honest pricing. If you would like a Good Faith Estimate before scheduling your first appointment, please contact us at 208.837.1553 or pgvantagecounseling@gmail.com.

Insurance & Billing Questions

Common questions about insurance coverage, copays, and billing at Vantage Counseling.

Do you accept my insurance?+
Vantage Counseling accepts Blue Cross, Humana, Mountain Health Co-Op, PacificSource, Regence Blue Shield, SelectHealth, St. Luke's Health Plan, and Aetna. If your plan is not listed, you may still be able to receive reimbursement as an out-of-network provider. Contact us at 208.837.1553 or email pgvantagecounseling@gmail.com to discuss your options.
What is the difference between a copay and coinsurance?+
A copay is a fixed dollar amount you pay per visit (e.g., $30 per therapy session). Coinsurance is a percentage of the allowed amount you're responsible for after meeting your deductible (e.g., 20% of the session cost). Your specific responsibility depends on your plan — check your insurance card or call your insurance company to find out which applies to you.
Will my insurance cover couples counseling?+
Insurance coverage for couples counseling varies by plan. Many insurance companies require a diagnosis for one partner to cover couples therapy. It's best to contact your insurance provider directly to ask about your mental health benefits and any specific requirements for couples or marriage counseling coverage.
What does 'out-of-pocket maximum' mean?+
Your out-of-pocket maximum is the most you'll have to pay for covered services in a plan year. Once you've reached this amount through copays, coinsurance, and deductibles, your insurance covers 100% of covered services for the rest of the year. Knowing your out-of-pocket maximum can help you plan for therapy costs.
How do I verify my mental health benefits?+
To verify your mental health benefits, call the member services number on the back of your insurance card and ask: (1) Is Vantage Counseling or Paul Garn, LCPC in-network? (2) What is my copay or coinsurance for outpatient mental health services? (3) Do I have a deductible to meet first? (4) Are there any limits on the number of sessions covered per year?
What is a Good Faith Estimate?+
Under the No Surprises Act, you have the right to receive a Good Faith Estimate of expected costs before your first appointment if you are uninsured or choosing not to use insurance. This estimate outlines the expected cost of services so you can make informed decisions about your care. Vantage Counseling is committed to providing transparent pricing — contact us for your Good Faith Estimate.

Start with a Free Consultation

Get all your questions answered — including insurance — before your first paid session.

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Free consultation · No insurance required · Telehealth available